Have you thought about how much you have spent on IF related expenses? I mean really figured it out? I started to do so. And boy was I surprised. All this time I was thinking we haven't really put out the big bucks yet. I'm gathering all our receipts and explanation of benefits to calculate exactly how much we've spent so far. My goal is to keep a running total. I'm not going to tell you my total so far as I have finished going through all my piles yet. That update will come later.
My question for you all is how do you think this should be organized to get a good sense of how much IF actually costs? I've been thinking in terms of categories: consultations/office visits, diagnostics, major procedures (like my lap), alternative medicine (acupuncture/mental health), medications, and ART (IUI, IVF, etc). Do you think those are the right categories? I have been putting things like ultrasound monitoring under diagnostics. I'm also thinking of who pays. The categories for that are out of pocket, insurance company, and copayments (i.e., we pay in accordance with what our insurance policy says is our share).
Can I also use this time to rant about health care billing? I hate it how you get bills for each little thing separately. One office visit may spark 3-4 bills.
4 months ago